Auto Financing in Burbank, CA

At The Auto Dealer, we make it easier to finance your next vehicle. We work with customers with a wide range of credit histories and offer auto financing options through Westlake Financial Services.

Whether you have good credit, are rebuilding your credit, or have had credit challenges in the past, we can help you explore available financing options.

Financing for Credit Scores 500 and Above

We work with customers with credit scores of 500 and above, subject to lender approval and other qualification requirements.

For customers with lower credit scores, a minimum down payment of approximately 15% may be required. Your exact down payment, interest rate, loan term, and monthly payment will depend on your credit profile, income, vehicle, lender requirements, and other factors.

Having less-than-perfect credit does not automatically mean you cannot finance a vehicle. Contact us and we can help you determine what financing options may be available.

Auto Loans Through Westlake Financial

The Auto Dealer works with Westlake Financial Services to provide financing options for qualified customers.

Financing may be available for customers with:

• Good credit
• Fair credit
• Limited credit history
• Previous credit challenges
• Credit scores starting around 500
• Customers looking to rebuild their credit

All financing is subject to lender approval.

How Much Down Payment Do I Need?

The required down payment depends on your credit profile and the vehicle you are purchasing.

Customers with stronger credit may qualify for different down-payment options. For customers with lower credit scores, we generally recommend having at least 15% of the vehicle purchase price available as a down payment.

For example, on a $20,000 vehicle, a 15% down payment would be approximately $3,000.

A larger down payment may also help reduce the amount financed and may lower your monthly payment.

What Do I Need to Apply for Auto Financing?

Financing requirements can vary, but customers should generally be prepared to provide:

• Valid driver’s license or government-issued identification
• Proof of income
• Proof of residence
• Social Security number or other information required by the lender
• Down payment
• Vehicle information

Additional documentation may be requested depending on the lender and your individual application.

Bad Credit or Rebuilding Credit?

If your credit is not perfect, you may still have financing options.

We encourage customers with credit scores of 500 or higher to contact us before assuming they will not qualify. We can review the vehicle you are interested in and help you understand the financing process.

Approval, interest rate, required down payment, loan amount, and loan term are determined by the lender based on the complete credit application and other underwriting requirements.

Financing a Used Car in Burbank

The Auto Dealer provides vehicle financing assistance for eligible vehicles at our dealership in Burbank, California.

We serve customers throughout Burbank, Glendale, North Hollywood, Pasadena, Los Angeles, and surrounding Southern California communities.

If you have found a vehicle in our inventory that you would like to finance, contact us and tell us which vehicle you are interested in.

Simple Auto Financing Process

1. Choose Your Vehicle

Browse our available vehicles and select the car you are interested in purchasing.

2. Submit Your Information

Provide the information needed for your financing application.

3. Lender Review

Your application is submitted for review. Approval and loan terms are determined by the lender.

4. Review Your Financing Options

If approved, we will explain the available down payment, loan term, estimated monthly payment, and other financing terms before you complete your purchase.

Frequently Asked Questions

What credit score do I need to finance a car?

We work with customers with credit scores starting around 500, although credit score alone does not determine approval. Income, credit history, down payment, vehicle, existing obligations, and other lender requirements may also be considered.

Can I finance a car with bad credit?

Potentially, yes. Customers with previous credit problems or lower credit scores may still qualify depending on the complete application and lender requirements.

How much down payment do I need with a 500 credit score?

For lower credit scores, you should generally plan on approximately 15% down or more. The actual amount required is determined after your application is reviewed.

Who provides your auto financing?

We work with Westlake Financial Services for eligible vehicle financing.

Is financing guaranteed?

No. All financing is subject to credit approval and lender requirements. Submitting an application does not guarantee approval.

Can I pay off my auto loan early?

Early payoff terms are governed by your financing agreement. Review your loan documents or ask about the applicable terms before signing.

Get Started With Auto Financing Today

Looking for car financing in Burbank, CA?

Contact The Auto Dealer and tell us which vehicle you are interested in. We can help you understand the application process and available financing options.

The Auto Dealer
639 S. Glenwood Pl., Suite 108
Burbank, CA 91506

Visit our available vehicle inventory or contact us today to get started.

Financing is subject to lender approval. Credit score is only one factor considered in the approval process. Down-payment requirements, interest rates, loan terms, and amounts financed vary based on applicant qualifications, vehicle eligibility, and lender guidelines. The Auto Dealer does not guarantee credit approval.